Pharmacist sheds light on ‘lesser known’ diet that could save you money on drugs | Personal finance | Finance

The first saving is due to a cost saving option known as a prepayment certificate (PPC) which is available through the NHS. While free prescriptions are available for some vulnerable groups, the majority of people have to pay for their lifesaving drugs. These costs can be reduced by purchasing a PPC which can be particularly helpful during the ongoing cost of living crisis.

Those with multiple prescriptions save around £340 a year on medication costs by getting CPAP.

It is possible to buy a prepayment certificate by visiting your local pharmacy or by applying online.

The NHS certificate covers all prescriptions, which usually cost £9.35 per item for a fixed price over a period of time.

As it stands, a PPC costs an individual £30.25 for three months and £108.10 over a 12 month period.

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Before someone chooses to buy a prepayment certificate, the NHS encourages them to check if they are eligible for free prescriptions in the first place.

If someone has two prescriptions a month they would save over £116 a year with a 12 month PPC and £25 if they bought a certificate for three months.

People who take out an annual PPC for three prescriptions can save over £228 for a one-year certificate and around £53 for a three-month certificate.

Anyone with four prescription drugs in their name can save over £340 a year with a 12 month certificate and around £81 with a three month equivalent.

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Stuart Gale, chief pharmacist at Oxford Online Pharmacy, stressed the importance of people knowing how they can save money on their medications if they are not eligible for free prescriptions.

Additionally, the pharmacist encouraged people to check if your pharmacy is part of the NHS Minor Ailments Scheme to save money on over-the-counter (OTC) medicines.

On this, Mr Gale explained: “The lesser-known NHS Minor Ailments program is also useful for over-the-counter medicines on the NHS for minor health conditions such as colds, flu, eye conditions, eczema, stomach aches – even head lice or in the morning – after the pill.

“There may sometimes be a single prescription to pay for, but it usually costs less than a month’s treatment – but if you or a child are already eligible for a free prescription, this will apply if your pharmacy is part of the scheme. “

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Mr Gale said: “With everyone’s costs rising at the moment, prescription and drug costs are a great area of ​​cost cutting to look out for to help you save money on your health needs.”

The medication expert shared how much someone can save by buying CPAP if they have to take multiple prescriptions.

He explained: “While prescriptions are free in the rest of the UK, for those in England they cost £9.35 for each item.

“If you are prescribed more than three items, or if you need at least one prescription per month for a long time, a prepaid certification is a big savings as these have capped charges.

“A PPC for three months costs £35.25 or £108.12 for 12 months.

“For example, without PPC it would cost £336.60 if you need three prescriptions a month.

“This not only saves money, but also helps you budget for a fixed cost, especially if you need other additional prescriptions during the year.”

It is possible to pay for a prepayment certificate in ten monthly installments by direct debit, but this is only available to those with a 12 month PPC.

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